Each month, we publish a series of articles of interest to homeowners -- money-saving tips, household safety checklists, home improvement advice, real estate insider secrets, etc. Whether you currently are in the market for a new home, or not, we hope that this information is of value to you. Please feel free to pass these articles on to your family and friends.
Why Schools And Amenities Matter Even If You Don’t Have Kids —
How school quality and local amenities impact property value, buyer demand, and long-term resale potential for everyone.
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How To Buy Your Dream Home Without Overpaying —
Learn smart pricing research, strategic bidding, and how to win without blowing your budget.
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Multiple Offers: How To Pick The Right One Not Just The Highest —
Not all offers are created equal. Compare financing, contingencies, and timelines to choose the one most likely to close smoothly.
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Summary
School quality and local amenities don’t just benefit families, they impact property value, buyer demand, and long-term resale potential for everyone. This report explains why these factors matter even if you don’t have kids, and how they shape both your lifestyle and investment. Whether you’re buying or selling, location decisions matter more than you think.
It’s common to assume that school districts and neighborhood amenities only matter to families with children. But in reality, these features affect every buyer and seller, because they influence demand, quality of life, and ultimately, property value.
Here’s how (and why) schools and amenities shape smart real estate decisions:
1. Schools Influence Property Value
Homes in strong school zones tend to:
Even if you don’t plan to use the local school, buyers with children likely will and that demand drives price and competition.
2. Great Amenities Build DesirabilityProximity to walkable amenities, such as:
adds daily convenience and long-term appeal. The “15-minute neighborhood” concept is increasingly popular, especially with remote and hybrid workers.
3. Your Future Buyer May Care More Than You DoEven if schools or parks aren’t a priority for you today, the next person who buys your home may place them at the top of their list. Buying with resale in mind is a smart move, especially if you plan to sell in the next 5-10 years.
4. Walkability = Lifestyle + ValueBeing near amenities isn’t just about price, it’s about how you live. Shorter drives, more walkable errands, and better access to services all improve quality of life. And in many markets, walkability boosts demand and leads to higher property appreciation.
5. Better Neighborhoods Often Mean Better UpkeepAreas with strong schools and desirable amenities tend to have:
These factors create a “halo effect” that benefits everyone.
6. Rentals and Investment Property ConsiderationsIf you’re buying to rent, school ratings and neighborhood features affect:
Many renters will pay more to live near a good school, even if you wouldn’t.
7. How to Evaluate These FactorsBuying in an area with weak schools or minimal infrastructure might:
Unless you’re buying long-term or at a significant discount, these compromises could hurt your investment.
Conclusion:
Schools and amenities aren’t just nice-to-haves, they’re silent influencers of property value, buyer demand, and livability. Even if they don’t affect your lifestyle directly, they affect your real estate bottom line. Always consider what future buyers will value and position yourself for the best return.
Summary
In competitive markets, buyers often feel pressured to bid high, but that can lead to overpayment and financial stress. This guide walks you through smart pricing research, strategic bidding, and how to recognize when it’s time to walk away. With tips from real estate pros and negotiation experts, you’ll learn to win without blowing your budget. Perfect for buyers who want to be aggressive but still sensible.
Buying your dream home is one of life’s most rewarding experiences, but it can quickly turn sour if you overpay. In a competitive market, bidding wars and emotional attachment can cause buyers to stretch their budget too far. However, with careful planning and smart strategy, you can land the home you want, without spending more than you should. This guide outlines everything you need to know to buy wisely, avoid common pricing pitfalls, and keep your finances intact.
Understand the Market First
The foundation of a smart home purchase is understanding your market. Is it a buyer’s or seller’s market? What’s the average price per square foot in your area? Are homes typically selling above or below the asking price? Research recent comparable sales and days on market. Partner with an experienced agent who understands local trends and can help you interpret data. Going in blind is a recipe for emotional overbidding.
Get Pre-Approved, Not Just Pre-QualifiedPre-qualification gives you an estimate, but pre-approval shows sellers you’re serious and ready. A pre-approval letter also gives you a firm upper limit on your budget and helps prevent you from accidentally offering too much. Lenders will assess your credit, debt-to-income ratio, and employment status to determine what you can realistically afford. Use this number as your ceiling, not your target.
Know What the Home Is Really WorthJust because a home is listed at a certain price doesn’t mean it’s worth that amount. Look at comparable properties in the neighborhood. What did similar homes sell for recently? Are there any upgrades or features that justify a premium, or signs the home is overpriced? Pay attention to days on market and price reductions. If a house has been sitting for weeks in a hot market, the asking price may be too high.
Set a Firm Budget (and Stick to It)Before you make any offers, define your absolute maximum and decide under what conditions you’d walk away. Be disciplined, especially in emotionally charged multiple-offer situations. Include room in your budget for closing costs, immediate repairs, and post-move expenses like furniture or landscaping. Your dream home isn’t a dream if it puts you under financial strain.
Make a Smart Offer — Not Just the Highest OneYou can strengthen your offer in ways that don’t involve raising the price. A large earnest deposit, flexible closing date, and limited contingencies can all appeal to sellers. Work with your agent to craft a strong offer that balances competitiveness with financial protection. Sometimes a well-written offer with fewer conditions can beat a higher bid filled with contingencies.
Don’t Skip the Appraisal and InspectionAn appraisal ensures the home is worth what you’re paying. If it comes in low, you can renegotiate, or walk away. A thorough inspection reveals any structural or mechanical issues that could cost you later. Even in hot markets, waiving these protections is risky. If you must waive them to compete, consider doing an informational inspection post-closing or negotiating a shorter inspection window instead.
Control Your Emotions During NegotiationFalling in love with a home can cloud your judgment. Sellers (and even agents) can sense desperation and use it to their advantage. Remind yourself that there will always be another property and that buying the right home at the right price is better than rushing into one you can’t afford. Stay calm, deliberate, and data-driven.
Watch Out for Hidden CostsOverpaying isn’t just about the listing price. Property taxes, HOA fees, utility costs, insurance premiums, and maintenance add up. Research these numbers in advance. A home with a low sale price but high upkeep may ultimately cost more than a slightly more expensive one that’s efficient and low-maintenance.
Don’t Over-Renovate to CompensateIt’s tempting to overpay for a home that “needs work” with the plan to renovate. But major upgrades rarely return 100% of their cost. Make sure you’re not overestimating your ability or budget to transform a home. And don’t justify overpaying by thinking you’ll add value later. In most cases, you’ll only recoup a portion of what you invest.
Have an Exit StrategyBefore you buy, think about resale. Is this home likely to hold or increase in value over time? Are there factors that might make it hard to sell later, like a busy street, poor layout, or odd zoning? If market conditions change and you need to move within a few years, can you rent it out or break even? Buying smart also means planning for the long term.
Your dream home should bring you joy, not financial stress. With discipline, research, and strategic negotiation, you can buy confidently and stay within your means. It’s possible to win in today’s market without sacrificing your financial future. Remember: the goal isn’t just to buy a home, it’s to make a smart investment in your life.
Summary
In a hot market, sellers often receive multiple offers. While it’s tempting to choose the highest price, not all offers are created equal. This report helps you evaluate every part of an offer, from financing strength to closing flexibility, to ensure you pick the one that’s most likely to close smoothly and leave you satisfied. Learn how to compare, negotiate, and choose wisely.
Receiving multiple offers can feel like a dream come true, but it can also be overwhelming. Choosing the highest offer might seem obvious, but the smartest sellers look beyond price to evaluate the full picture. A slightly lower offer with better terms can sometimes be the safer, more profitable path. Here’s how to compare and choose offers with confidence.
Ask to see a pre-approval letter or proof of funds to confirm the buyer’s financial strength.
Fewer contingencies equals a stronger, cleaner offer.
Don’t Be Afraid to Counter or Ask Questions
If you like parts of multiple offers, your agent can help you counter or ask for clarifications. You’re not locked in until you sign.
Conclusion:
Getting multiple offers is a good problem, but it’s still a problem to solve. Look beyond just price and evaluate the full offer package: financing, contingencies, flexibility, and likelihood of closing. The best offer is the one that gets you to the finish line with the fewest headaches and the most money in your pocket.
How do people afford San Diego homes
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In 2026, Smart San Diegans Don’t Just Look at Prices — They Look at Timing & Options
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San Diego Real Estate Opportunities Happening Now (Open House + 2–4 Unit Deals)
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Why 1 in 3 San Diego homes do not sell and what to do about it. Expired listing.
If your San Diego County Home Expired, was cancelled, or was withdrawn from the market more than once, you're going to hate this blog. In 2026, roughly 1 in 3 homes listed in San Diego will fail to sell. Not because the home is bad. Not because there are no buyers. But because the price misses the buyer’s reality. And once a home sits, buyers assume something is wrong. That’s when price cuts start. Then negotiations weaken. And the seller ends up chasing the market instead of leading it. What is the right number to price your home at to accomplish: And the order matters. Because you can’t do #2 if you fail at #1. A lot of homeowners think like this: The problem? Buyers have other choices, and you're always competing with people who have to sell, even if you're not desperate; they may be. The goal is not just to sell your home. The goal is to sell your home for the maximum price the market will pay — today. That means pricing your home the way buyers think about it. Not the way sellers think. We'll view your home through the eyes of a buyer: When your home wins those comparisons, it sells. When it doesn’t, it sits. This is not an online estimate. This is how professional buyers and top agents actually price homes. You’ll see: If you want to sell and you’re motivated and realistic, let’s talk through your options. Call or Text George Lorimer: 619-846-1244 Or get your Online Home Value Here: Start with Online Home Value, ProWest Properties, DRE# 01146839. Your Home Sold Guaranteed or I’ll Buy It!* *Conditions apply. Disregard if currently listed.
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San Diego Winter Market Is Here: Prepare for Launch (What Buyers & Sellers Should Do Now)
George Lorimer at 619-846-1244 Here’s what changes in San Diego starting mid-January: buyers come back fast, inventory rises more slowly, and the market speed picks up week by week. This is the “Winter Market” window (mid-Jan ? mid-Mar). On the call, I’ll give you a simple plan for your timeline (buying, selling, or both) — and I’ll tell you what I’d do if it were my money. Most people make the same mistake: they rely on an online estimate or last year’s sale and assume it applies today. It doesn’t. What matters is what buyers are willing to pay right now, not what they can buy this weekend. Free Reports (fast + actually useful): Not Just an Online Estimate — Real home value + (optional) instant cash offers. Your Home Value through a Buyer’s Eyes — pricing like pros + buyer objections + what to fix (and what not to). Request the Buyer’s Eyes version (or call/text 619-846-1244) What Buyers Are Paying (Real Numbers) — the gap between list price and reality, plus what’s getting discounted. Sellers: Buyers: Homes with 2–3% assumable mortgages — this can save thousands per year vs today’s rates. See the assumable list (text me “ASSUMABLE” for the newest options) Don’t compete with other buyers — request unlisted / off-market homes in your preferred neighborhood. Request off-market access (or text me: neighborhood + price range) Active Homes + Competing Neighborhoods — the simple lens that helps sellers maximize price and get it sold. Get my free report: Your Home Value through a Buyer’s Eyes right here. Here’s the deal: most people wait until Spring and then wonder why it feels stressful and expensive. If you want a calmer, smarter path — get the numbers now and choose your window on purpose. Call/Text George Lorimer: 619-846-1244 ProWest Properties, DRE# 01146839. Your Home Sold Guaranteed or I’ll Buy It!* *Conditions apply. Disregard if currently listed for sale.
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San Diego Housing Market Heating Up This January: Why Smart Buyers and Sellers Are Moving Now
As we approach the end of January 2026, I’m seeing a noticeably busier San Diego market in real life: more showings, more open house traffic, and more listings receiving multiple offers. The Spring market isn’t a season — it’s a timeline. Most sellers need time to prep, market, and close. That typically turns into a 3–4 month runway. Markets don’t move in straight lines. Mortgage rates and buyer confidence can change quickly with geo-political events, financial market swings, and economic shocks. If you’re planning a move in the next few months, the time to map it out is now.
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Open House Downtown San Diego
Bright, south-facing condo in the heart of the Gaslamp—steps to Petco Park, dining, nightlife, and the waterfront. If you want a walkable lifestyle or a smart Downtown buy, start here: Tip: If you want the fastest response, text me at 619-846-1244 and I’ll send you the details and your best options. Use these quick searches to view current Downtown listings: Thinking about selling? Before you list, you should know the real number—not guesses. Get a free instant value and see instant cash offers here: Want the simplest path? Text me your address at 619-846-1244, and I’ll send you pricing, comps, and the best strategy for your timeline.
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San Diego Housing Market: Which Neighborhoods Are Hot — and Which Are Cooling in 2026
San Diego is no longer a one-speed housing market. Some neighborhoods are still appreciating at a healthy pace. Others are flat — and a few are quietly softening, creating real negotiating leverage for buyers. Here’s how the market is really behaving right now based on recent year-over-year trends. These aren't all neighborhoods. Text me your address, and I’ll check yours: 619-846-1244. These areas are still seeing strong buyer demand and rising prices: Homes here that are priced right are still selling quickly — often with multiple offers. These areas are seeing slower sales, more price cuts, and softer pricing: These neighborhoods now offer real buyer leverage — price reductions, credits, and rate buydowns are common. I’ll send you the actual comps, price cuts, and pending sales so you can make a smart move.
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What 6% Rates Mean for Buyers & Sellers
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2026 San Diego Housing What Buyers and Sellers are Doing
If buying or selling a home in San Diego is even on your radar in 2026, here’s the honest update I’m seeing every day — not the headlines. Buyers want lower mortgage rates, fewer bidding wars, and homes that actually feel like good deals. Sellers want to know if now is the window to sell before more inventory shows up. Here’s the truth: there is no perfect rate and no perfect year. The people who win are the ones who move with a plan — not hope. Online estimates miss what actually drives value in San Diego — condition, layout, upgrades, views, and micro-location. Homes on the same street can vary by hundreds of thousands of dollars. If you want real numbers — or a clear buy or sell plan for 2026 — call or text me directly at 619-846-1244. Helpful resources: P.S. The biggest mistake I’m seeing in 2026 is people waiting for “better conditions” that may never line up. If you want to see what’s actually available right now — including homes not on Zillow — start here before competition picks up.
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Houses vs. Condos in San Diego: Which Has Been the Better Investment (Last 5 Years)?
If you’re looking at San Diego real estate as an investment, the question isn’t “do homes go up here?” They usually do. The question is: did houses or condos perform better over the last 5 years? The straight answer: in most San Diego neighborhoods, detached houses (single-family homes) have typically been the stronger long-term investment because buyers pay a premium for land, privacy, parking, and flexibility (expansion/ADU potential). Condos can be a smart move too—especially for lifestyle and affordability—but they usually lag on pure appreciation. Here’s the reality most buyers miss: when rates rise and affordability tightens, condos can feel the pressure first because the monthly payment includes HOA dues. The “right” condo still wins—strong reserves, sane HOA, high owner-occupancy, stable insurance, and no looming assessments. If you can afford a house responsibly, it’s usually the stronger long-term investment in San Diego. If a house forces you into a bad payment or a bad location, buy the right condo and use it as your stepping stone.
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2026-san-diego-home-buyers-sellers-frustrated
Buyers want prices to come down. Sellers want prices to go up. Everyone wants mortgage rates under 6%. Sound familiar? Here’s the part that actually matters: mortgage rates are about 1% lower than last year, and that’s already changing what’s possible—especially for buyers under $1 million. Start here (most popular right now): See what’s available under $1M in San Diego This isn’t headlines or predictions—I’m seeing this daily in real contracts. Some buyers are getting options and leverage again, but only if they know where to look. If selling is even a possibility, the smartest first step is real numbers—not guesses from Zillow. You can see your true value and cash-offer options here: Value and Cash Offers. Waiting for “perfect” usually costs more than moving forward with a plan. If you want help sorting this out quickly, call or text me at 619-846-1244. I’ll give you straight answers and real options. George Lorimer Your Home Sold Guaranteed, or I’ll Buy It* *Conditions apply, ProWest Properties, DRE #01146839?
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Surprising San Diego Home Trends I See in Person, Not on Zillow
If you’re considering selling in the next 0–6 months, this is the part most homeowners miss: the “market” you read about online is not the same market I see inside homes, during showings, and at the negotiation table. Here are a few trends I’m seeing in San Diego right now: Online estimates won’t tell you what matters most: what buyers will actually pay today, the concessions they’re asking for, and how leverage changes when more inventory hits after the new year. If there’s even a chance you’ll sell soon, the smartest move is to get real numbers and real options now—before the window shifts. PS: The sellers who regret waiting are usually the ones who said, “Let’s just see what happens after the new year.” If that thought has crossed your mind, click the link above and get the real numbers before the window shifts.
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2026 San Diego Housing Outlook — What Buyers and Sellers Should Know Now
The most honest outlook for 2026 is this: the market looks relatively flat overall — and there’s no way to predict exactly where prices land in your neighborhood. Rates are the swing factor. If mortgage rates move from about 6.2% (now) up toward 6.5%+, affordability gets tighter and prices can soften. If rates drop into the 5.5%–5.75% range, demand can heat up fast — and prices can push higher with more competition. Bottom line: there’s no “sure deal” or perfect timing. If moving now or soon is right for you, we can make it up on the sale or purchase depending on the market conditions at the time. The waiting game rarely works — it’s usually better to move forward and get the best deal for this market. I’m here to help. Call or text me today to get your free 2026 plan: 619-846-1244. As Christmas approaches, many San Diego homeowners and buyers are quietly thinking about what’s next. I’m grateful for the conversations and trust this year — even when it’s just to get clear, honest answers. If a move might be on your radar in the next few months, here are a few things I can help with that aren’t easy to find online: No pressure. If this would help, just text or call 619-846-1244. P.S. Buying, selling, or just planning — even a short text like “We’re thinking about a move” is enough to start. Forecasts are helpful — but what matters most is how they apply to a home like yours. Here are simple examples using today’s typical San Diego price points. If you want this run for your neighborhood and price range, text me at 619-846-1244. Most forecasts point to modest price movement and a market that rewards the basics: pricing, condition, and location. Well-located homes still attract buyers, while overpriced or problem listings sit. Condos often become more negotiable when rates are higher; detached homes tend to hold value better over time. The winning strategy is not guessing the future — it’s making the right moves for the market you’re in. Want the short version that applies to you (not the internet)? Text me your situation + timeline and I’ll reply with real numbers.
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Rancho Peñasquitos & Torrey Highlands Homes 92129 Homes
Fast market snapshot (last 6 months as of Dec 19, 2025). If you want the full spreadsheet (every address + list/sold history), text “92129 DATA” to 619-846-1244. Most Torrey Highlands & newer RP sellers focus here (last 6 months). Want model-by-model detail? Text “92129 DATA” to 619-846-1244. Rancho Peñasquitos overall — sold last 6 months. Thinking of selling? Text your address & timeline to 619-846-1244. Source: SDMLS / ShowingTime ProWest Properties • DRE #01146839 • Your Home Sold Guaranteed or I’ll Buy It* • *Conditions apply I’ve lived and worked in San Diego for over 20 years, helping homeowners make smart decisions about when to sell, when to wait, and how to maximize value without pressure. Real estate is personal — that’s how I treat it. George Lorimer • ProWest Properties • DRE #01146839
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San Diego home and short sales
George Lorimer at 619-846-1244 Here’s a big opportunity that doesn’t come around often. I’m tracking a San Diego condo listed under $400,000 — and it appears to be a possible short sale. If you’re considering buying, these can offer strong value, but they often involve uncertainty and a waiting game. Assumable condo at 3.375% and possible short sale under $400,000: Click here to view the listing Note: Assumable loans and short sales can have extra steps and timelines. I’ll confirm the details and what’s realistic before you waste time. If you own a home with less than 10% equity and you’re experiencing a financial hardship, you may qualify for a short sale. If you bought your home between 2021 and 2025, there’s a real chance your current value is similar to or less than what you paid. Rule of thumb: If what you owe is within ~10% of what your home can sell for, you may qualify for a short sale. If you want to understand how this works — and whether it applies to your situation — I’ll walk you through it step by step. Text “Short Sale” to 619-846-1244 and I’ll send it to you — plus let you know if this looks like a fit. Rancho Peñasquitos & Torrey Highlands — see the latest market update here . George Lorimer • ProWest Properties • DRE #01146839
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San Diego’s Best “Quiet Window” to Plan a 2026 Move (Free 10-Minute Strategy Call)
Even with 70° December weather, Christmas week is when the smartest buyers and sellers quietly set themselves up to win in early 2026. *(conditions apply). During the holidays, most people pause. That’s exactly why this is a powerful time to plan. When you take 10 minutes now, you’re not scrambling later—especially if you want to buy or sell in early 2026. No pressure. No obligation. Just clear options and a simple plan. If you want to move in early 2026, the best next step is a quick call or text so I can point you to the right options.
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How Long Does It Take to Sell a San Diego Home?
If you’re thinking about selling in 2026, here’s the truth: you don’t have to rush out after you sell. You can sell now and move later with a rent-back, or sell very fast if timing matters. Timeline example used below starts January 10, 2026. Your exact timing depends on pricing, condition, neighborhood, and strategy. You get paid first and move later — ideal if you’re finishing the school year or planning a summer move. Single-family homes typically sell faster than condos. Downtown and HOA-heavy condos often take longer, while well-priced houses in strong school districts move quicker. Want a clear plan for your timeline? George Lorimer • ProWest Properties • DRE #01146839
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Buy a San Diego Home With an Under-6% Mortgage — Guaranteed
The Fed cut rates by 0.25% on December 10, 2025. Good news — but mortgage rates don’t drop automatically. They’re driven by the bond market. The smart move is learning how to secure the lowest rate available right now through negotiation. Call or text 619-846-1244 for a 10-minute strategy call. Want a free, customized report based on your price range and off-market homes? Call or text George at 619-846-1244. 30-year fixed rates are hovering in the low-6% range. FHA and VA can be lower. Sub-6% is achievable when offers are structured correctly. How do you guarantee an under-6% mortgage? I negotiate it with the seller as part of your offer. If they don’t accept it, my lender and I pay the loan discount so you still get the lower rate. Simple — just work with us on your purchase. George Lorimer • 619-846-1244 George Lorimer • ProWest Properties • DRE #01146839
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San Diego 4-Step Plan to Buy or Sell a Home Without Stress
Most people don’t need more “advice.” They need a simple plan that reduces risk, prevents surprises, and gets them to the finish line. Here’s the exact 4-step process my team uses to help buyers and sellers move fast, stay protected, and avoid drama. Prefer a quick call? Call/Text George Lorimer at 619-846-1244 for a 10-minute strategy session. If the video doesn’t load, view it here: https://www.youtube.com/shorts/AuwjkgTXOxw?feature=share Buyers worry about overpaying or missing out. Sellers worry about pricing wrong, getting lowballed, dealing with repairs and showings, or buying the next home before the current one sells. The solution isn’t hope — it’s a clear process that removes risk. We start with clarity: updated home value, realistic net, buying power, neighborhoods, and what homes are actually available (including unlisted opportunities). This is where you stop spinning and start making smart moves. Most people only see one path: list it and hope, or buy and compete. We lay out multiple paths so you can choose what fits you: cash offer options, multiple investor offers competing, buy-before-you-sell solutions, and the right timing strategy for your goals. Once you choose the best path, my team handles the details: pricing, prep guidance, marketing, negotiation, inspections, and timelines — with one goal: get you the result you want with the least stress and the least wasted time. This is where most agents disappear — and where we do the opposite. We troubleshoot, protect your deal, and keep you informed. If plans change or something comes up, you’ve got an experienced team and real safeguards behind you. Bottom line: I have your back. If you’re thinking about buying or selling in the next 30–90 days, don’t wing it. Get the numbers and your best options first. George Lorimer • ProWest Properties • DRE #01146839
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Meet George Lorimer San Diego broker and realtor
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How to avoid the first mistake that San Diego home sellers makeIf you’ve been wondering what's going on in the San Diego housing market, here’s a quick reality check: The reason I tell you this is that there's an opportunity to buy at a good deal in this market. And if you're thinking of selling, don't price your home speculatively. For example, these speculative sellers say things like, "If I could get this price, I'd sell." (usually "their price" is higher than today's market value). For buyers, it becomes clear that the price may or may not have been based on today's statistics. For sellers, it's evident that unless you price it right, you may not sell. Here's my simple 3-step strategy that's helped over 1,000 sellers. 1) Determine that you are committed to selling. 2) Then price your home against competing listings, the homes buyers are comparing yours to. 3) Listen to feedback from the market and buyers and implement changes. Do this right, and you create urgency, competition, and the best chance of selling for top dollar. Call or text me, George, at 619-846-1244 to get your Complimentary Home Seller Report. All the best, George Lorimer Secret selling options that other agents don't offer.
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San Diego County Housing Report: Go for Gold, No Waiting
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